WAEPA IS THE NAME FEDS TRUST
Insuring Feds and Their Families for more than 80 Years
Proudly serving current and former Civilian Federal Employees with exclusive life insurance. As a nonprofit, WAEPA has been putting your needs and your family’s future first since 1943.
WAEPA Announces 2025 Premium Refund for Members
Qualifying members will receive a 10% refund of their 2024 premium amount. WAEPA has now awarded a refund in 29 of the past 30 years, for a total of over $125 million since 1996.
NOW LIVE: 2026 Scholarship Program
WAEPA will proudly provide tuition for up to 90 children of members. The application closes on Tuesday, February 17, 2026 at 4 p.m. ET.
Explore Our Products
Whether you’re starting a new job, growing your family, or planning for retirement, see why Feds choose WAEPA to be there for life’s biggest moments.
Life Insurance
WAEPA offers exclusive Group Term Life Insurance coverage exclusively for current and former Civilian Federal Employees. You can enhance your coverage with a Chronic Illness Rider or an Automatic Benefit Increase Rider.
Disability Insurance
WAEPA offers Group Short-Term Disability Insurance for eligible illnesses or injuries. You can receive up to $6,500 monthly in paycheck protection for up to six months to replace lost income if you’re unable to work due to recovery.
Serving Feds for Life
With more than eight decades of experience, WAEPA is the name Feds trust to safeguard their future.
Compare Coverage to FEGLI
On average, members who switch from FEGLI to WAEPA save over $300 a year. WAEPA offers Group Term Life Insurance coverage exclusively for current and former Civilian Federal Employees. See how coverage from WAEPA stacks up against FEGLI.
Exclusive Member Benefits
WAEPA members get access to exclusive rates and coverage options. We also offer scholarships, premium refunds, free financial planning, and more.
Helpful Resources for Feds
WAEPA proudly offers a library of resources, designed to help Feds navigate a variety of topics including retirement planning, financial wellness, and more.