WAEPA IS THE NAME FEDS TRUST
Insuring Feds and Their Families for more than 80 Years
Proudly serving current and former Civilian Federal Employees with exclusive life insurance. As a nonprofit, WAEPA has been putting your needs and your family’s future first since 1943.
WAEPA announces 2024 premium refund for members
Qualifying members will receive a 10% refund of their 2023 premium amount. WAEPA has now awarded a refund in 28 of the past 29 years, for a total of over $125 million since 1996.
Explore Our Products
Whether you’re starting a new job, growing your family, or planning for retirement, see why Feds choose WAEPA to be there for life’s biggest moments.
Life Insurance
WAEPA offers exclusive Group Term Life Insurance coverage exclusively for current and former Civilian Federal Employees. You can enhance your coverage with a Chronic Illness Rider or an Automatic Benefit Increase Rider.
Disability Insurance
WAEPA offers Group Short-Term Disability Insurance for eligible illnesses or injuries. You can receive up to $6,500 monthly in paycheck protection for up to six months to replace lost income if you’re unable to work due to recovery.
Serving Feds for Life
Whether you’re starting a new job, growing your family, or planning for retirement, see why Feds choose WAEPA to be there for life’s biggest moments.
Compare Coverage to FEGLI
On average, members who switch from FEGLI to WAEPA save over $300 a year. WAEPA offers Group Term Life Insurance coverage exclusively for current and former Civilian Federal Employees. See how coverage from WAEPA stacks up against FEGLI.
Exclusive Member Benefits
WAEPA Members get access to exclusive rates and coverage options. We also offer scholarships, premium refunds, free financial planning, and more.
Helpful Resources for Feds
Learn about life insurance the easy way with blog posts, webinars, guides, and more catered to Feds and their needs.