Member Benefits
Group Term Life Insurance is a smart option to plan for your financial future. WAEPA can help protect you and your loved ones for years to come.
Why WAEPA?
As a WAEPA policyholder, you can
- Save money on your premium,
- Get up to $1.5 million in coverage, and
- Receive additional benefits to help your family and you prepare for the future.
When you purchase insurance with WAEPA you become a WAEPA policyholder. Our policyholders are our members and as a member, you get access to exclusive rates and benefits not available to the general public.
What Makes WAEPA Different
At WAEPA, we’ve been insuring the future of Civilian Federal Employees for more than 80 years through Group Term Life Insurance.
See why more than 50,000 Feds and their families choose WAEPA.
On average, members who switched from FEGLI to WAEPA save over $300 a year.
Eligible WAEPA members can qualify for up to $1.5 million in Group Term Life Insurance.
We offer an Associate (Spouse) membership and dependent coverage for children.
When you purchase life insurance with WAEPA you become a member of a non-profit association which gets you access to exclusive benefits such as a WAEPA Scholarship, Premium Refund Program*, and Free Financial Wellness program.
*Premium refunds not guaranteed.
Determine if You’re Eligible
WAEPA coverage is available to current and former Civilian Federal Employees. This includes both non-appropriated fund (NAF) employees and U.S. Postal Service employees under the age of 70.
Exclusive Member Programs
WAEPA membership is about more than just life insurance. Our goal is to support our members in all aspects of life. That’s why we offer member programs to help promote your health, wellness, and financial well-being.
Financial Wellness Program
We’ve partnered with Ernst & Young (EY) to provide free financial planning by connecting members with a team of financial planners.
WAEPA Scholorship Program
We invest in your future and have awarded over $2 million in scholarships by providing 90 scholarships every year to the children of our members.
Premium Refund Program
Although not guaranteed, since 1996, WAEPA members have received over $125 Million in premium refunds.
Get Started
Whether you find yourself starting a new job, growing your family, or planning for retirement, applying for life insurance coverage with WAEPA is easy. When you’re ready, we’re here to help you find protection that fits with you and your family’s future.
Choose Your Coverage
Use our Coverage Calculator to determine the right amount of coverage for you and your family.
Apply For Coverage
Once you’ve determined your coverage amount, you can begin the application process where you’ll apply for coverage.
Become A Member
Once you become a WAEPA policyholder, you will have exclusive access to additional programs.
Explore Our Rates
Our rates are calculated based on a number of factors including age and coverage amount.
Check out our calculators to determine your ideal coverage, premium, and savings compared to FEGLI.
Get More With WAEPA
We provide resources to help you in all areas of your life. Our resources include retirement support, financial planning, federal benefits, college funding, and more.