Guaranteed Issue Group Term Life Insurance
New Federal Employee Offer
New Civilian Federal Employees can take advantage of this exclusive offer as they begin their time with the Federal government.
Exclusive offer for new Federal Employees — receive up to $100,000 in coverage with WAEPA’s Guaranteed Issue Group Term Life Insurance, when you apply within your first year of hire.
COVERAGE MADE EASY
Key Benefits
Group Term Life Insurance from WAEPA is built to fit the unique needs of the Federal workforce. Explore WAEPA’s life insurance options for Civilian Feds.
Exclusive Rates
On average, members who switch from FEGLI save more than $3001 a year.
No Lab Work Required
Guaranteed coverage without the hassle of medical exams..
Portability
Keep your coverage even if you leave Federal service, change jobs, or retire.
Guaranteed Issue for New Federal Employees with WAEPA
When you apply for Guaranteed Issue Group Term Life Insurance coverage through WAEPA, you cannot be declined and no medical exams are required. To be eligible, Civilian Federal Employees must:
- Be a United States citizen
- Be less than 70 years of age
- Apply within one year of a first-time, non-military, government hire
Those who meet our membership conditions qualify for $25,000 to $100,000 in life insurance coverage. You aren’t eligible for coverage if you moved from one federal government position to another or if you’re an active member of the United States military.
Ready to Get Started?
Take the next step and get up to $100k in coverage without any medical underwriting.
WAEPA IS THE NAME FEDS HAVE TRUSTED SINCE 1943
Backed by New York Life Insurance Company
QUESTIONS?
We’re Here to Help
If you’re unsure of your coverage needs or need help with the application process, our dedicated team of specialists is available to help you.
Give Us a Call
Our team is available at (800) 368-3484.
Monday through Thursday 8:30 a.m. – 6:30 p.m. ET
Friday 8:30 a.m. – 5 p.m. ET
Submit a Request
Fill out our contact us form with your request and we’ll get back to you.
Additional Questions?
Visit our Guaranteed Issue Coverage FAQs or contact a representative of our Member Services Team using one of the options below.
Disclaimers
WP-GI-0324
1. Savings calculations based on the average member who switched, ages 40-44, from FEGLI to WAEPA in 2022.
*Group Term Life Insurance is not available in the following U.S. Territories: American Samoa, Northern Mariana Islands, U.S. Minor Outlying Islands, Micronesia, Marshall Islands, and Palau.
**New York residents are not currently eligible for QuickDecision.
***Louisiana residents: please contact WAEPA Member Services at (800) 368-3484 for more information on applying for coverage.
****Michigan residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.